Money & Exchange

1. Nawa ne farashi?

   Na-wa ne fa-ra-shi?

   How much is the price?

   Usage

   Asking the price of something at a market or shop

   Grammar Note

   "Nawa" asks "how much/how many". "Farashi" is the basic word for "price".

2. Zan iya biya da kati?

   Zan i-ya bi-ya da ka-ti?

   Can I pay by card?

   Usage

   Asking whether card payment is accepted

   Grammar Note

   "Zan iya biya da kati" = "can I pay by card". "Biya" is "to pay" and "da" marks the means ("with"). Card payments (Verve, Mastercard) are increasingly accepted in Nigeria.

3. Ina zan iya canza kuɗi?

   I-na zan i-ya can-za ku-ɗi?

   Where can I exchange money?

   Usage

   Finding a currency exchange for converting foreign currency to Nigerian naira

   Grammar Note

   "Kuɗi" (money) is core Hausa vocabulary. "ɗ" is an implosive. Nigeria's currency is the naira (100 kobo = 1 naira).

4. Akwai ATM kusa?

   A-kwai ATM ku-sa?

   Is there an ATM nearby?

   Usage

   Looking for a nearby ATM to withdraw cash

   Grammar Note

   Nigerian banks like Access Bank, GTBank, and First Bank have ATMs nationwide. Not all ATMs accept foreign cards.

5. Ka ba ni rasit

   Ka ba ni ra-sit

   Please give me a receipt

   Usage

   Requesting a receipt after making a purchase

   Grammar Note

   "Rasit" is borrowed from English "receipt". Formal receipts are common in Nigerian shops; open-air markets may not provide them.

6. Rage farashin kaɗan

   Ra-ge fa-ra-shin ka-ɗan

   Please lower the price a little

   Usage

   Bargaining for a lower price at a market or shop

   Grammar Note

   Bargaining is standard in Nigerian markets like Balogun Market, Lagos. "Kaɗan" (a little) softens the request.

7. An caje ku kuɗi fiye da ya kamata

   An ca-je ku ku-ɗi fi-ye da ya ka-ma-ta

   You have been overcharged

   Usage

   Disputing an overcharge or incorrect bill

   Grammar Note

   "Fiye da ya kamata" = "more than is appropriate". Overcharging tourists can happen in Nigerian markets — knowing this phrase helps.

8. Naira ɗaya ta kai nawa dalar?

   Naira ɗa-ya ta kai na-wa da-lar?

   How many dollars is one naira?

   Usage

   Asking about the exchange rate between naira and US dollars

   Grammar Note

   "Naira" is a name made from "Nigeria" and was introduced in 1973 to replace the pound. "ɗaya" (one) contains Hausa's implosive "ɗ".

9. Ba ni sauran kuɗi

   Ba ni sau-ran ku-ɗi

   Give me the change

   Usage

   Asking for change after making a payment

   Grammar Note

   "Ba ni" = "give me". "Sauran kuɗi" = "the remaining money" — used to ask for your change after paying.

10. An karɓi POS a nan?

    An kar-ɓi POS a nan?

    Is POS (card payment) accepted here?

    Usage

    Asking whether POS (point-of-sale) card payment is available — very common in Nigeria

    Grammar Note

    In Nigeria "POS" is the general term for card payments. Street POS agents also offer cash withdrawal and transfer services.

11. Ajiya

    Deposit

    Usage

    A refundable deposit paid when checking into a hotel or renting equipment.

12. Mayar da kuɗi

    Refund

    Usage

    Use when asking to get money back.

13. Jinginar kuɗi

    Security deposit

    Usage

    A more formal term for a security deposit, e.g. for contracts.

14. Biyan gaba

    Prepayment

    Usage

    Use when referring to payment made in advance.

15. Ƙarin kuɗi

    Extra charge

    Usage

    Use when referring to an additional fee charged afterward.

16. Kuɗin sabis

    Service fee

    Usage

    Use when referring to a fee charged for a procedure or service.

17. Tsabar kuɗi

    Cash

    Usage

    For indicating how you will pay

18. Katin banki

    Bank card

    Usage

    For offering to pay by card; shops use a POS terminal

19. Canji

    Change

    Usage

    For asking for change; small notes are often scarce

20. Mu raba kuɗin

    Let's split the bill

    Usage

    For suggesting that you split the bill

21. Zan biya duka

    I'll pay for everything

    Usage

    For offering to pay the whole bill

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